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Spark & Whetstonethe grown-up commons

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A Year on Paper

Three short lessons on a first year of earning, for a young adult or the grown-up helping them: the pay you actually take home, a cushion for surprises, and what interest does in both directions.

For grown-ups, from what LedgerQuest teaches children at Spark & Anvil.

  1. Lesson 1The pay you take home
  2. Lesson 2A cushion for surprises
  3. Lesson 3Interest, both ways
At the table · a young adult and a grown-up

A month on paper

You'll need: paper, a pencil and a calculator.

  1. Write a pretend monthly net pay at the top.
  2. Take out the cushion first, then list essentials: rent, food, travel, phone.
  3. Whatever is left is for choosing. Decide together how to use it.
  4. Add one surprise ($200) and see whether the cushion covers it.

Print the guidebook (all lessons + the table activity) →